Binfer chat allows you to exchange messages with your contacts completely off the record. No copy of your exchange is ever stored locally or on Binfer servers.
To set up a chat, simply go to your Home Page and under 'Online Contacts', click on the photo of the person that you would like to chat with. Then type your message into the pop-up box.
Once both parties have X'ed out of the chat window, there is no record kept of the exchange.
Tip: You can also start a chat by hovering over the contact's name in the Contacts tab.